What is Universal Credit?

Universal Credit is a single monthly payment for people in or out of work.

It replaces some of the benefits and tax credits that you might be getting now:

  • Income-based Jobseeker’s Allowance
  • Income-related Employment and Support Allowance
  • Income Support
  • Child Tax Credit
  • Working Tax Credit
  • Housing Benefit.

You may be invited to claim Universal Credit if you live in England, Scotland or Wales.

Universal Credit is due to be introduced in Northern Ireland in September 2017.

How it works

There’s no limit to the number of hours you can work a week if you get Universal Credit.

Your payment will reduce gradually as you earn more. You won’t lose all your benefits at once if you’re on a low income.

How you’ll be paid

Universal Credit is paid differently from other benefits. It’ll be paid once a month, usually into your bank, building society or credit union account.

If you live with your partner and you both claim Universal Credit, you’ll receive a single payment that covers you both.

For more information about Universal Credit CLICK HERE (Information from DWP website)